A practical way to estimate the value of your time from income and working hours.
Why Time Value Matters
People usually track money carefully but ignore time leakage. Estimating the value of an hour helps connect daily choices to long-term financial tradeoffs.
A Useful Mental Model
If your hour has a clear value, small habits become easier to judge. Saving one hour a day or wasting one hour a day both add up fast over a year.